Protecting Families.
Building Wealth.
I'm Matthew Spalding — a licensed life insurance agent helping families across the country protect what matters most and build real financial security.
Coverage for Every Stage of Life
Whether you need affordable protection today or tax-free wealth for tomorrow — I have a solution built for your situation.
Term Life Insurance
The most affordable way to protect your family. Lock in coverage for 10, 20, or 30 years — starting as low as $20/month.
Get a Free QuoteWhole Life Insurance
Permanent coverage that never expires, builds guaranteed cash value, and can be borrowed against tax-free.
Learn MoreIndex Universal Life (IUL)
Grow a tax-free retirement income stream linked to market performance — with a guaranteed floor of zero. Your money never loses value.
See How It WorksFixed Index Annuities
Guaranteed income you can't outlive. Grow your retirement savings without market risk, then turn it on as a monthly paycheck — for life.
Get an IllustrationMortgage Protection
If something happens to you, your family keeps the house. Ensures your biggest asset stays in y htmlour family's hands — not the bank's.
Protect Your HomeLiving Benefits
Your life insurance can pay out while you're alive. Critical illness, chronic illness, and terminal diagnosis riders — real protection when you need it most.
Find Out MoreHow It Works
No pressure. No jargon. Just a clear path to protecting your family.
Free Consultation
We talk for 20–30 minutes. I learn about your family, your goals, and what matters most to you.
Custom Recommendation
I shop 30+ carriers to find the best fit for your situation — not the policy with the highest commission.
Coverage in Days
Most clients get approved and covered in 24–72 hours. Simple, fast, done right the first time.
Ongoing Support
I check in every year. As your life changes, your coverage evolves. I'm not a one-and-done agent.
An Agent Who Actually Cares
Matthew Spalding Matthew Spalding has 26 years experience in the Investment, Insurance, and Employer Benefits sectors of the financial Industry, working with everything from individuals to businesses with 50,000 employees. His experience includes working with such Fortune 500 companies as Aflac, where he was a top associate and then agency owner. Matthew's passion is to educate and help his clients in the realms of Life Cycle planning and Retirement income planning. He also takes a global view of utilizing insurance to round out a financial strategy and consider all the variables in life cycle planning. His experience helping thousands of clients gives him a “big picture” perspective as far as protecting people’s assets both now and income planning in retirement. Recognizing that different times in people’s lives require different financial strategies. His focus on building relationships leads to an in-depth evaluation process for the people he serves, making sure to carefully explore retirement options based on the varying financial needs and retirement goals of his clients. Matthew has been married to his wife Rachel for 25 years and has three amazing daughters Faith, Eden and Grace as well as two small diligent co-workers (Cooper and Shepherd), his pups.
- 100% independent — I work for you, not a captive company
- Access to 30+ A-rated carriers for the best rates
- Specializing in IUL, annuities, and family protection
- Free consultations — education first, no pressure
- Ongoing annual policy reviews included
Ready to Protect What Matters Most?
Schedule a free 20-minute consultation. No pressure, no jargon — just a real conversation about your options.
Book Your Free Call →Or call/text: (818) 497-4671